*Must have $20K+ in monthly revenue each of the last (3) months. Must have been in business for 12 months. Must be a 1st or 2nd position only. Must provide us with any offer they receive from a competitor showing the detailed offer, funder name and have not signed any funding contract with another funder supplying that offer. Excludes high-risk business such as, but not limited to, transportation, real estate, adult industry businesses. No previous funding defaults or derogatory payment history. Offer expires 10 days after the offer has been presented to the client. Revenue Based Fundings Offers only. Best offer guarantee refers to the "cost of capital” only and the repayment amount only. Offer is subject to change without notice. Funding is subject to credit approval, background checks, and final bank verification process being completed and accepted. Certain restrictions apply. Not valid in California, Nevada, New York, Utah, Virginia, North Dakota, South Dakota, and Montana. Or any other states where best-offer guarantees are not permitted. This offer does not apply to any existing or past clients of the company.

*Subject to terms and conditions located at Sphere's website - https://dac.spherechannels.com. **A merchant currently accepting electronic payments, and processing more than $4,000 monthly can qualify for the Meet or Beat Pricing Opportunity provided merchant’s standard pricing is not below standard fees currently charged by Visa® and MasterCard®. This offer does not apply to existing customers. Certain restrictions and exclusions apply. Merchant account is subject to credit approval. Offer subject to change without notice. Price comparison applies to processing rates and fees only, not to include monthly terminal and software fees. Merchants must provide their 2 most recent credit card processing statements and complete the Pricing Request form. Offer expires 60 days after receipt of application. Excludes high-risk merchants such as, but not limited to, travel, digital content or virtual goods, adult entertainment, online nutritional supplements, membership subscriptions, ticketing, national, and franchises. Qualifying recipients will receive prepaid gift card via mail within 45 days.